Shortki ◆ tr.en.d

Principle II: Assess the impact of spending on your state

People have long noticed that money is closely tied with the time — we can also relate our expenses to different aspects of time. So, the past, the present, the future.

Urgent expenses

Costs that allow us to maintain our present state are the present time expenses. Household and utilities, food, gasoline, taxes - on the whole, all that allows you to maintain the current standard of living is the present time expenses, let us call them urgent expenses.


We spend part of our money on pleasures. Usually, getting a pleasure lasts a relatively short time (alas), then we are left with only the memory and a few trifles: recollections of an interesting holiday, tan, magnets on the fridge, the charm of an expensive dinner, and so on. Obviously, these costs are a contribution to our past. The received pleasures are an incentive to new achievements, reduce stress levels, increase efficiency, and therefore one should not treat the expenses on pleasures as needless waste, just as one should not underestimate the influence of the past on his life.


We invest an important part of the money in our future, often implicitly. For example: buying a new representative suit, a manager expects more serious attitude of clients and company leaders to him, and as a result, an increase in income. A reliable car can help you save on repairs; an insurance policy reduces the risk of future expenses. This also will include the cost of education and spending on children. Spending on development differs from other types of spending in that it has a potential of revenue growth, reduce in current expenses and improvement of living standards.

Let us consider how to apply this principle in life.

The distribution of tr.en.d parameters.